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How long does bad credit stay on your credit report in California?

California Residents

A paid or released tax lien (the IRS releases the lien 30 days after the debt has been satisfied) can remain on your credit reports for seven years from the release date or 10 years from the date filed.

Consequently, how long does bad debt stay on credit report in California?

four years

Also, what stays on your credit report the longest? Here is a list of how long the most common items remain in a credit report: Late payments: 7 years from the original delinquency date. Civil judgements: 7 years from the filing date. Chapter 7 bankruptcy: 10 years from the filing date.

Also know, is it true that after 7 years your credit is clear?

Even though debts still exist after seven years, having them fall off your credit report can be beneficial to your credit score. Note that only negative information disappears from your credit report after seven years. Open positive accounts will stay on your credit report indefinitely.

How long do real estate loans stay on credit report?

seven years

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